{"id":1,"date":"2019-10-11T20:47:33","date_gmt":"2019-10-11T18:47:33","guid":{"rendered":"https:\/\/ics.science.upjs.sk\/adui\/?p=1"},"modified":"2023-01-04T19:05:06","modified_gmt":"2023-01-04T18:05:06","slug":"aka-je-idealna-investicia-pre-mladych-ludi","status":"publish","type":"post","link":"https:\/\/ics.science.upjs.sk\/adui\/2019\/10\/11\/aka-je-idealna-investicia-pre-mladych-ludi\/","title":{"rendered":"Ak\u00e1 je ide\u00e1lna invest\u00edcia pre mlad\u00fdch \u013eud\u00ed?"},"content":{"rendered":"\r\n<p><strong>Em\u00f3cie ovplyv\u0148uj\u00fa cel\u00fd n\u00e1\u0161 \u017eivot. Ale ako s\u00favis\u00ed napr. z\u00e1vis\u0165 a ekon\u00f3mia?<\/strong><\/p>\r\n<p>Bohatstvo \u010dasto vn\u00edmame relat\u00edvne. Porovn\u00e1vame sa s \u013eu\u010fmi okolo n\u00e1s, napr. s kolegom \u010di so susedom. <strong>Ak m\u00e1 sused lep\u0161ie auto, ako my, chceme si taktie\u017e prilep\u0161i\u0165<\/strong>. Napr\u00edklad po\u017eadujeme vy\u0161\u0161\u00ed plat alebo sme ochotn\u00ed \u00eds\u0165 do rizikovej\u0161\u00edch invest\u00edci\u00ed.<\/p>\r\n\r\n\r\n\r\n<p>Z\u00e1vis\u0165 n\u00e1s ovplyv\u0148uje viac, ne\u017e si prip\u00fa\u0161\u0165ame. M\u00e1\u00a0<strong>ve\u013ek\u00fd vplyv aj na na\u0161e finan\u010dn\u00e9 rozhodnutia<\/strong>, \u010d\u00edm sa zaoberaj\u00fa aj najlep\u0161\u00ed svetov\u00ed ekon\u00f3movia.<\/p>\r\n\r\n\r\n\r\n<p>Na\u0161e preferencie modeluj\u00fa pomocou \u00fa\u017eitkovej funkcie, ktor\u00e1 zn\u00e1zor\u0148uje, ak\u00fd je pre n\u00e1s d\u00f4le\u017eit\u00fd n\u00e1rast majetku alebo ak\u00e9 ve\u013ek\u00e9 riziko sme ochotn\u00ed podst\u00fapi\u0165. Ka\u017ed\u00fd teda m\u00f4\u017ee ma\u0165 in\u00fa funkciu \u00fa\u017eitku. N\u00e1js\u0165 ide\u00e1lnu invest\u00edciu, teda<strong>\u00a0rie\u0161i\u0165 optimaliza\u010dn\u00fa \u00falohu pre na\u0161u funkciu \u00fa\u017eitku,\u00a0<\/strong>je \u00falohou ekon\u00f3mov.\u00a0<strong>Ale ak\u00e1 je ide\u00e1lna invest\u00edcia pre mlad\u00fdch \u013eud\u00ed?<\/strong><\/p>\r\n\r\n\r\n\r\n<p>Odborn\u00edci si dlho mysleli, \u017ee\u00a0<strong>\u010d\u00edm je \u010dlovek mlad\u0161\u00ed, t\u00fdm odv\u00e1\u017enej\u0161ie m\u00e1 investova\u0165<\/strong>. Riziko sa pri dlh\u0161om \u010dasovom horizonte kumuluje a niektor\u00e9 vplyvy sa jednoducho eliminuj\u00fa. Av\u0161ak pod\u013ea najnov\u0161ieho ekonomick\u00e9ho v\u00fdskumu\u00a0<strong>to tak v\u00f4bec nemus\u00ed by\u0165.<\/strong><\/p>\r\n\r\n\r\n\r\n<p>Pri niektor\u00fdch modeloch vedci zistili, \u017ee<strong>\u00a0je pre mlad\u00fdch \u013eud\u00ed m\u00fadrej\u0161ie by\u0165 opatrnej\u0161\u00ed<\/strong>\u00a0\u2013 a teda nenecha\u0165 sa vo svojich finan\u010dn\u00fdch rozhodnutiach ovplyv\u0148ova\u0165 t\u00fdm, \u010do vidia pred susedovou gar\u00e1\u017eou. Svet financi\u00ed nie je tak jednoduch\u00fd, ako by sme si priali a\u00a0<strong>e\u0161te m\u00e1me \u010do sk\u00fama\u0165<\/strong>.<\/p>\r\n\r\n\r\n\r\n<p>Spolu s kolegami z Izraelu a USA sa zaober\u00e1me touto problematikou aj my, na \u00dastave matematiky.<\/p>\r\n\r\n\r\n\r\n<p>Pr\u00edspevok pripravila\u00a0<strong>Mgr. Katar\u00edna Lu\u010divjansk\u00e1, PhD.<\/strong>\u00a0z \u00dastavu matematiky PF UPJ\u0160.<\/p>\r\n\r\n\r\n\r\n<p>Kontakt: <a href=\"mailto:katarina.lucivjanska@upjs.sk\" target=\"_blank\" rel=\"noopener\">katarina.lucivjanska@upjs.sk<\/a><\/p>\r\n\r\n\r\n\r\n<p>Viac podobn\u00e9ho obsahu n\u00e1jde\u0161 na: <a href=\"https:\/\/nadvakroky.sk\/\" target=\"_blank\" rel=\"noopener\">https:\/\/nadvakroky.sk<\/a><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Em\u00f3cie ovplyv\u0148uj\u00fa cel\u00fd n\u00e1\u0161 \u017eivot. Ale ako s\u00favis\u00ed napr. z\u00e1vis\u0165 a ekon\u00f3mia? Bohatstvo \u010dasto vn\u00edmame relat\u00edvne. Porovn\u00e1vame sa s \u013eu\u010fmi okolo n\u00e1s, napr. s kolegom \u010di so susedom. Ak m\u00e1&hellip;<\/p>\n","protected":false},"author":14,"featured_media":43,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,10],"tags":[],"class_list":["post-1","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aktualne-sk","category-nezaradene-sk"],"_links":{"self":[{"href":"https:\/\/ics.science.upjs.sk\/adui\/wp-json\/wp\/v2\/posts\/1","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ics.science.upjs.sk\/adui\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ics.science.upjs.sk\/adui\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ics.science.upjs.sk\/adui\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/ics.science.upjs.sk\/adui\/wp-json\/wp\/v2\/comments?post=1"}],"version-history":[{"count":4,"href":"https:\/\/ics.science.upjs.sk\/adui\/wp-json\/wp\/v2\/posts\/1\/revisions"}],"predecessor-version":[{"id":1588,"href":"https:\/\/ics.science.upjs.sk\/adui\/wp-json\/wp\/v2\/posts\/1\/revisions\/1588"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ics.science.upjs.sk\/adui\/wp-json\/wp\/v2\/media\/43"}],"wp:attachment":[{"href":"https:\/\/ics.science.upjs.sk\/adui\/wp-json\/wp\/v2\/media?parent=1"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ics.science.upjs.sk\/adui\/wp-json\/wp\/v2\/categories?post=1"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ics.science.upjs.sk\/adui\/wp-json\/wp\/v2\/tags?post=1"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}